"No investment, no return". You, as an elite investor, certainly understand that wealth security is considered as first priority, coming next is how to find a good way to earn a higher return on your capital. 

China Life Insurance (Overseas) specially introduces “Enhanced Single Premium 5-Year Endowment” to you. It is a savings plan with life insurance protection to help you fulfill your target and dreams. Act now to plan for a better living with “Enhanced Single Premium 5-Year Endowment”.

The Plan provides death benefit equal to 102% of the premium paid. This plan has a guaranteed maturity benefit. You will be entitled to it on attaining the selected term. With this desirable harvest, you can fulfill different dreams and enjoy a wonderful life. The Additional Accidental Death Benefit should be provided to increase your coverage. The face amount of this benefit is equal to sum assured or HKD2,000,000 / USD250,000 (whichever is lower).

The policy will acquire a guaranteed cash value after it is effected, and will escalate gradually over the policy term. In the case of emergency, you may also apply for a policy loan for extra financial flexibility.

On top of a comprehensive life protection, you can also receive the policy dividends declared by China Life Insurance (Overseas) annually as long as the policy is in force. You may deposit the policy dividends with us to accumulate for interest until maturity so as to enjoy a desirable return. Alternatively, you may also choose to receive the annual policy dividends in cash.

The guaranteed dividend rate will be: Year 1 - 2.88% of Single Premium ; Year 2 - 3.08% of Single Premium Year 3 - 3.38% of Single Premium ; Year 4 - 3.68% of Single Premium Year 5 - 4.0% of Single Premium

Bank of China (Hong Kong), Bank of Communications Co., Ltd. Hong Kong Branch, Nanyang Commercial Bank, Chiyu Banking Corporation Limited