In the current low interest rate environment, have you come up with a good way to earn a higher return on your hard-earned money? Undoubtedly, a life insurance saving plan is a sound approach. However, how do you choose from the numerous saving plans in the market?

China Life Insurance (Overseas) sincerely introduces Smart 5 Insurance Plan to you. The Plan offers an attractive return and your policy under the Plan will immediately have cash value, allows you to enjoy a higher flexibility and liquidity to be your smart choice.

Your policy under the Plan will immediately have cash value after it is effected. You may take a lump sum guaranteed amount in maturity and enjoy your fund increased by interest rate 3.19%p.a. equivalent.

The Plan offers a choice of 2 different premium payment methods. You may select from Annual or Annual & Prepay for 2nd Year with discount to be the payment method according to your own financial status so that you can achieve your financial goals relaxingly and flexibly.

The Plan provides death benefit equal to 101% of the premium paid or the policy cash value (whichever is max).