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The Plan provides death benefit equal to 101% of the premium paid or the guaranteed cash value (whichever is higher). Let you and your family have more protection for future planning.
Guaranteed Cash Value
The plan will acquire a guaranteed cash value after it is effected, and will escalate gradually over the policy term. The Plan has a guaranteed maturity benefit equal to 100% single premium amount. You will be entitled to it on attaining the selected term. With this desirable harvest, you can fulfill different dreams and enjoy a wonderful life.
Guaranteed dividend goes higher yearly
The Plan provides guaranteed dividend. The guaranteed dividend rate is as follows:
Year 1: 2.0% of Single Premium
Year 2: 2.1% of Single Premium
Year 3: 2.2% of Single Premium
Year 4: 2.3% of Single Premium
Year 5: 3.0% of Single Premium
Flexible and Desirable Dividends
You may deposit the policy dividends to accumulate for interest until maturity so as to enjoy a desirable return. Alternatively, you may also choose to receive the annual policy dividends in cash.
| Entry Age: |
from 15 days after birth to 75 years old |
| Currency: |
HKD or USD |
| Payment Method: |
Single Premium |
| Sum Assured: |
HKD40,000 to HKD20,000,000 or USD5,000 to USD2,500,000 |
| Insurance Period: |
5 years |
Appointed Insurance Agency:
Nanyang Commercial Bank
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