In order to fulfill the savings target and realize the dreams of your family or yourself, you have to choose a suitable plan from a variety of investment or saving plans available.

“Smart 6 Endowment Plan”, a 6-year life insurance plan, provides guaranteed dividend and capital redemption, lets you have a stable income and makes your cash flow more flexible.

Guaranteed yearly policy dividend at interest rate 3.19%p.a. equivalent (less redeemed premium, if any). You may receive the annual policy dividend in cash or accumulate at interest rate 5.5% p.a.* in your policy account.

This is a 6-year life insurance plan. You may withdraw the guaranteed dividend yearly. The coupon, equivalent to yearly premium should be payable from the end of the 4th policy year to the 6th policy year. Your cash flow will be more flexible.

The Plan provides death benefit equal to 101% of the premium paid (less redeemed premium, if any) together with prepaid premium balance, accumulated dividend with interest and accumulated coupon with interest.

You may accumulate all guaranteed dividend and coupon with our existing interest rate* to earn a maximum return of 3.74% p.a.

*The interest rate is not guaranteed and/or should be revised from time to time.