Individual Insurance
Healthly Life Series
 
IN Lady Insurance Plan
Specially tailor-made for the ladies,
providing for life-time protection and care.
    

IN Lady Protection Plan is designed to protect ladies in work, in family, during pregnancy and during the life journey. It is the best choice for caring for the family as well as protecting every lady’s own future.

Customer Service Hotline: (852) 2835 0252
  (852) 2572 0856

 

IN Lady Insurance Plan

As a modern lady, you care about yourself as well as others, live and enjoy your life, and chase and preserve luck. IN Lady Insurance Plan offered by China Life Insurance (Overseas) is your definite choice.

 
Attentive Care
  1. Whole life insurance coverage.
  2. 35 critical illnesses **.
  3. Upon the first diagnosis of Systemic Lupus Erythematosus and such diagnosis being made, 20% of the Sum Assured will be payable in advance.( The number of claim shall be limited to once only and the Sum Assured and the Guaranteed Cash Value will reduce accordingly.)
  4. Upon the first diagnosis of Female Carcinoma-in-situ of either breast, uterus, cervix uteri, ovary, fallopian tube or vagina and such diagnosis being made, 20% of the Sum Assured will be payable. The number of claim shall be limited to once only and the Sum Assured shall remain the same after the claim.
  5. Waiver of premium in the event of becoming Totally and Permanently Disabled up to age 60, due to sickness or accident.
  6. 10% of the Sum Assured will be payable on survival to the ninth and eighteenth Policy Anniversaries.
  7. Free female medical check-ups on or after the third Policy Anniversary and thereafter once every two years including examination of the breasts, pelvic, vagina and Pap Smear.
New-Born Baby Bonus

1.5% and 0.5% of Sum Assured will be payable respectively on the birth of your first and second babies to congratulate their birth.

Special Care for pregnancy and new-born babies

Pregnancy Complications including Disseminated Intravascular Coagulation, Ectopic Pregnancy, Hydatidiform Mole, Postnatal Psychosis, or death of fetus; and such diagnosis being made, 20% of the Sum Assured will be payable. *(The number of claim shall be limited to once only and the Sum Assured shall remain the same after the claim.)

Upon the first diagnosis of certain congenital anomalies ** and such diagnosis being made , or the unfortunate death within thirty days after delivery of your new-born babies, the benefit payable is 20% of the Sum Assured. *(The number of claim shall be limited to once only and the Sum Assured shall remain the same after the claim.)

Enrolment Terms
Entry Age: from 15 days after birth up to age 60
Currency: HKD or USD
Payment Period: 18-Year
Payment Method: Annual, Semi-annual, Quarterly, or Monthly Premium
Minimum Sum Assured: HKD80,000 or USD10,000

Disclaimer
The information and descriptions contained herein are not intended to be complete descriptions of all terms, exclusions and conditions applicable to the products and services, but are provided solely for general informational purposes. For complete details please refer to the actual policy or the relevant product or services agreement.



Recent update: 5/2/2012
The exchange rates are expressed per 100 units of the RMB(CNY) below:
 
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