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Individual Insurance
Healthly Life Series
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Safeguard Tomorrow Insurance Plan
Protecting you, Caring for you.
Safeguard Tomorrow Insurance Plan is like a pair of warm hands,
shielding yourself from rainy days and caring for your family.
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Comprehensive Coverage, Health Protection
Coverage including 41 Major Diseases and 10 Special Diseases.
Return of Sum Assured
On survival to age 100, the Sum Assured (less any accumulated claim payments) shall be returned.
Desirable Dividends
Dividends are declared by China Life Insurance (Overseas) annually as long as the policy is in force.
Safeguard Tomorrow Insurance Plan
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With the increasing level of pollution, work pressure and unbalanced dietary conditions, the chance of suffering from critical illnesses is escalating. However, the expensive medical expenses are a burden to a lot of people. How can we achieve a healthy life?
Safeguard Tomorrow Insurance Plan provides a comprehensive whole life coverage including 41 Major Diseases and 10 Special Diseases and at the same time provides regular dividends to you as well as a return of the Sum Assured (less any accumulated claim payments) on maturity. It is like a pair of warm hands, protecting and caring for you.
100% Coverage for the following 41 common “Major Diseases” :
| 1. |
Acute Necrotic Pancreatitis |
2. |
Advanced Dementia
(including Alzheimer’s Disease) |
| 3. |
Aorta Surgery |
4. |
Aplastic Anaemia |
| 5. |
Apallic Syndrome |
6. |
Bacterial Meningitis |
| 7. |
Benign Brain Tumour |
8. |
Blindness |
| 9. |
Cardiomyopathy |
10. |
Chronic Liver Failure |
| 11. |
Chronic Respiratory Failure |
12. |
Coma |
| 13. |
Coronary Artery Bypass Grafting |
14. |
Crohn's Disease |
| 15. |
Disabling Primary Pulmonary Hypertention |
16. |
Encephalitis |
| 17. |
Fulminant Hepatitis |
18. |
Heart Attack |
| 19. |
Heart Valve Surgery |
20. |
HIV Through Blood Transfusion |
| 21. |
Kidney Failure |
22. |
Life Threatening Cancer |
| 23. |
Loss of Hearing |
24. |
Loss of Independent Existence |
| 25. |
Loss of Limbs |
26. |
Loss of Speech |
| 27. |
Major Head Injury |
28. |
Major Organ Transplant |
| 29. |
Medullary Cystic Disease |
30. |
Motor Neurone Disease |
| 31. |
Multiple Sclerosis |
32. |
Muscular Dystrophy |
| 33. |
Occupational Acquired HIV |
34. |
Paralysis |
| 35. |
Parkinson’s Disease |
36. |
Poliomyelitis |
| 37. |
Severe Burns |
38. |
Severe Rheumatoid Arthritis |
| 39. |
Stroke |
40. |
Terminal Illness |
| 41. |
Ulcerative Colitis |
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20% Coverage for the following 10 "Special Diseases" on top of the above 10 "Major Diseases":
| 1. |
Angioplasty |
2. |
Carcinoma-in-situ of the Breast |
| 3. |
Carcinoma in situ of the Cervix Uteri |
4. |
Carcinoma in situ of the Uterus |
| 5. |
Early Stage Cancer of the Ovary |
6. |
Carcinoma in situ of the Fallopian Tube |
| 7. |
Carcinoma in situ of the Vagina |
8. |
Early Stage Cancer of the Prostate |
| 9. |
Carcinoma in situ of the Testes |
10. |
Systemic Lupus Erythematosus |
| Entry Age: |
18 to 60 years old |
| Currency: |
HKD or USD |
| Payment Period: |
10-Year, 15-Year, 20-Year |
| Payment Method: |
Annual, Semi-annual, Quarterly, or Monthly Premium |
| Sum Assured: |
HKD100,000 or USD12,500 |
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Disclaimer
The information and descriptions contained herein are not intended to be complete descriptions of all terms, exclusions and conditions applicable to the products and services, but are provided solely for general informational purposes. For complete details please refer to the actual policy or the relevant product or services agreement.
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