Elite Care Critical Illness Insurance Plan
Enjoy up to 12.5% premium discount on the first year’s premium and a golden ox ornament*
pic

Click here for product details

Insurance plan Premium payment mode Premium payment term First year annual premium
(excluding premium levy)
Premium discount on the first year’s premium Golden ox ornament
Elite Care Critical Illness Insurance Plan Annual 20 years / 25 years Below HKD10,000 / Below USD1,250 8% Not applicable
HKD10,000 to below HKD20,000 /
USD1,250 to below USD2,500
8% One small ox
HKD20,000 or above /
USD2,500 or above
12.5% One big ox

*The golden ox ornament Is a gold plated ornament. The size of a big ox is 81mm (height) x 90mm (width) x 78mm (depth) while the size of the small ox is 53mm (height) x 43mm (width) x 26mm (depth).

Terms and conditions:

  1. This customer promotion (the “Offer”) is valid from 1 January 2021 to 31 March 2021 (both dates inclusive) (the “Promotion Period”).
  2. The Offer is only applicable to the application submitted through the agency channel of China Life Insurance (Overseas) Company Limited (“China Life (Overseas)”).
  3. The Offer is only applicable to China Life (Overseas)’s “Elite Care Critical Illness Insurance Plan)” (the “Plan”), and which fulfills the following requirements:
    • customers must submit complete application and initial premium during the Promotion Period;
    • the application signed date must be within the Promotion Period;
    • the premium payment term must be 20 years or 25 years; and
    • the premium must be paid in annual mode.
  4. The Offer’s premium discount on the first year’s premium:
    • is calculated on a per policy basis regardless of the number of policies a policyholder has applied for.
    • is not applicable to any premium levy and prepaid premiums.
  5. The Offer’s golden ox ornament (“golden ox”):
    • is calculated on a per policy basis regardless of the number of policies a policyholder has applied for.
    • qualified policyholder can collect a golden ox with a redemption letter, of which will be issued after the cooling-off period of the respective policy.
    • cannot be exchanged for cash or other offers.
  6. The Offer is NOT applicable to any premium levy, prepaid premiums, extra premium and rider’s premium.
  7. The Plan is underwritten by China Life (Overseas) and is subject to all respective policy terms and conditions. For product information, please refer to the terms and conditions set out in the product brochures and provisions of the policy issued by China Life (Overseas). All details will be subject to the provisions of the policy.
  8. China Life (Overseas) reserves the right to amend all or part of the terms and conditions of the Offer or terminate or revoke the Offer without issuing further notice. In the event of any disputes, China Life (Overseas) shall have absolute discretion in making a final decision.
  9. Save and except China Life (Overseas) and policyholders, no other person or entity shall have any rights under the contracts (Rights of Third Parties) Ordinance to enforce any of these terms and conditions.
  10. By participating in the Offer, policyholders agree that they have read and agreed with the terms and conditions herein.
  11. The terms and conditions are governed by and must be construed in accordance with the laws of Hong Kong Special Administrative Region.
  12. This promotion material is for reference only and is intended to be distributed in Hong Kong only. It shall not be construed as any provision of or offer to sell or solicitation to buy any insurance product of China Life (Overseas) outside Hong Kong.