Single

 

Multiple Potential Returns

 

Policy Split Option

 

Unlimited Change of Insured

 

Contingent Insured

 

Flexible Financial Management

 

Multiple Potential Returns

 

Terminal Dividend Management Option

 

Policy Split Option

 

Well-rounded Legacy Planning Tools

 

Flexible Death Benefit Settlement Option

 

Multiple Potential Returns

 

Maturity Benefit

 

Policy Split Option

 

Unlimited Change of Insured

 

Contingent Insured

 

Guaranteed Cash Coupons

 

Double Potential Returns

 

Policy Split Option

 

Unlimited Change of Insured

 

Contingent Insured

 

Multiple Potential Returns

 

Switch Policy Currency Flexibly

 

Policy Split Option

 

Comprehensive Legacy Tools

 

Multiple Potential Returns

 

Terminal Dividend Management Option

 

Flexible Financial Management

 

Passing on Wealth

 

Additional Death Benefit

 

Potential Wealth Growth

 

Terminal Dividend Management Option

 

Substantial Life Protection

 

Annuity Conversion Option

 

Up to 100% Premium Refund

 

Accidental Death and Dismemberment Benefit

 

Accidental Total and Permanent Disability Benefit

 

Double Indemnity Benefit

 

Accidental Medical Expenses Benefit

 

Monthly Annuity Income

 

Flexible Financial Management

 

Tax Deduction

 

Maturity Benefit

 

Life Protection

 

Death benefit

 

Accidental death benefit

 

Premium waiver

 

Optional riders

 

Hospital and Surgical Benefit

 

Outpatient Surgery Protection

 

Guaranteed Lifetime Renewal

 

Death Benefit

 

Optional Benefit

 

No Lifetime Limit

 

Full Coverage for Most Benefits

 

Direct Billing Service

 

All-round Protection

 

No Claim Deductible Discount

 

Accidental Hospitalization Medical Expenses Benefit

 

Hiking and Running Race Double Accidental Hospitalization Medical Expenses Benefit

 

Accidental Benefit Extension to Chinese Medication and General Practitioner Out-Patient Expenses

 

Accidental Total and Permanent Disability Benefit

 

Lifelong Protection

 

Guaranteed Cash Value

 

Dividends

 

Optional Additional Protection

Choice of multiple funds

Tax Deductible Voluntary Contributions

Diversified Services

Online Applications

Approved Retirement Schemese

Trustee

Administrator

Investment Manager