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 Glossary

To comply with the new insurance regulation, the insurance terminology currently used in general provisions, benefit provisions, standard illustration, product brochure /product materials and other relevant policy correspondences will be replaced by the standardized industry terminology, without changing their original meanings. Please rest assured that such change(s) has no impact on your policy(ies). For details, please refer to below table for the summary of changes.

保險產品種類
Type of insurance product
現用詞彙 (如適用)
Terminology currently in used
(if applicable)
標準化詞彙
Standardized terminology
所有
All
保單期滿
Maturity
保單滿期
Policy Maturity
期滿/期末利益
Maturity Benefit
期滿利益
Maturity Benefit
保險金額/壽險保額/投保金額/面值
Face Amount / Coverage
保額
Sum Assured
行政管理費
Administrative Charges / Management Charge
保費費用
Premium charge
提早贖回費/提款手贖費
Surrender charge
退保費用
Surrender charge
分期領款/利是錢/保證特別獎賞/教育基金
Coupon Payment/Lucky Money/Guaranteed Special Bonus/Education Fund
可支取現金
Cash Coupons
年金/特別年金
Special Annuity Payment
保證年金金額
Guaranteed Annuity Payment
滿期保險金額/滿期金額/期滿價值/滿期保障/退休金
Policy Maturity Benefit
保單期滿利益
Policy Maturity Benefit
身故保險金/身故賠償金/賠付金額/身故保障
Death Benefit
身故賠償
Death Benefit
非保證保障獎賞
Terminal Dividend
終期紅利
Terminal Dividend
繳費期
Premium payment term
保費供款年期
Premium payment term
非萬用壽險
Non-universal Life Insurance
保單戶口內
In your Policy Account
保單內
In your Policy / Policy value
萬用壽險
Universal Life Insurance
保單價值/累積價值/帳戶價值
Policy Value / Accumulation Value / Accumulated Value
戶口價值
Account Value
利率/給付利率/息率/存入利率/存入年利率
Interest rate / Crediting Interest / Projected Crediting Rate
派息率
Crediting Interest Rate
退保費用
Withdrawal charge
退保費用
Surrender Charge

Please refer to the general provisions and/or benefit provisions for detailed explanation of the terminologies.