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FAQs & Important NotesThe overdue premiums and interest will be calculated fro the period form the policy lapse date until the completed and duly signed "Request for Policy Reinstatement" form is received, with an annual interest rate of 7%. (The current interest rate is subject to the Company's sole absolute discretions)
Yes. The policyholder may submit a completed and duly signed "Request for Policy Reinstatement" form and identity document copy with verified for application.
It generally takes around 3-4 working days to process a reinstatement application. If underwriting procedures are involved, it may take a longer time.
Once the reinstatement application has been completed and we have received all the reinstatement premiums and interest, the company will issue confirmation notice to policy owner.
Yes. The policyholder can apply for a refund of the policy value (if applicable) up to the policy lapse date.
No. The policyholder can only apply for reinstatement within two years of the policy lapsing (subject to the policy contract terms).