Selected Voluntary Health Insurance Scheme (VHIS)
Enjoy 12.5% premium discount on the first year’s premium upon successful enrollment in any selected plans under Voluntary Health Insurance Scheme (VHIS) during the promotion period!


Selected VHIS Plans Premium payment mode Premium discount on the first year’s premium
Guard Your Health Medical Insurance Plan

Healthy Life Medical Insurance Plan Series
Annual 12.5%

Terms and conditions:

  1. This first year premium discount promotion (the “Offer”) is valid from 8 February 2021 to 31 March 2021 (both dates inclusive) (the “Promotion Period”).
  2. The Offer is only applicable to China Life (Overseas)‘s “Guard Your Health Medical Insurance Plan”(Voluntary Health Insurance Scheme - Standard Plan Certification Number: S00021-01-000-01)/ “Healthy Life Medical Insurance Plan Series” (Voluntary Health Insurance Scheme - Flexi Plan Certification Number: F00024 and F00030) (the “Selected Plan(s)”), and which fulfills the following requirements:
    • customers must submit complete application and initial premium during the Promotion Period;
    • the application signed date must be within the Promotion Period; and
    • the premium must be paid in annual mode.
  3. The Offer is calculated on a per policy basis regardless of the number of policies a policyholder has applied for.
  4. The Offer is only applicable to the basic plan’s standard premium.
  5. The Offer is NOT applicable to any premium levy and extra premium.
  6. Under VHIS, a taxpayer may claim tax deduction up to HKD8,000 per insured per year. The premium discount would not be entitled to tax deduction (only the actual premiums paid after deducted premium discount would be entitled to tax deduction and is subject to the related requirements). Please refer to the related product brochures for the details.
  7. Selected Plan(s) is underwritten by China Life (Overseas) and is subject to all respective policy terms and conditions. For product information, please refer to the terms and conditions set out in the product brochures and the provisions of the policy issued by China Life (Overseas). All details will be subject to the provisions of the policy.
  8. China Life (Overseas) reserves the right to amend all or part of the terms and conditions of the Offer or terminate or revoke the Offer without issuing further notice. In the event of any disputes, China Life (Overseas) shall have absolute discretion in making a final decision.
  9. Save and except China Life (Overseas) and policyholders, no other person or entity shall have any rights under the contracts (Rights of Third Parties) Ordinance to enforce any of these terms and conditions.
  10. By participating in the Offer, policyholders agree that they have read and agreed with the terms and conditions herein.
  11. The terms and conditions are governed by and must be construed in accordance with the laws of Hong Kong Special Administrative Region.
  12. This promotion material is for reference only and is intended to be distributed in Hong Kong only. It shall not be construed as any provision of or offer to sell or solicitation to buy any insurance product of China Life (Overseas) outside Hong Kong.