Service Header
词汇
为符合最新保险法规要求，现于保单规章、利益保障条款、保单标准说明、产品小册子/产品资料及其他保单相关函件中所使用的保险词彙，在没有改变原有含义的情况下，将被新的标准化行业词彙取代，有关改变不会对您的保单构成任何影响。详情可参阅下表有关变更的摘要。
| 保险产品种类 Type of insurance product |
现用词彙 (如适用) Terminology currently in used (if applicable) |
标准化词彙 Standardized terminology |
| 所有 All |
保单期满 Maturity |
保单满期 Policy Maturity |
| 期满/期末利益 Maturity Benefit |
期满利益 Maturity Benefit |
|
| 保险金额/寿险保额/投保金额/面值 Face Amount / Coverage |
保额 Sum Assured |
|
| 行政管理费 Administrative Charges / Management Charge |
保费费用 Premium charge |
|
| 提早赎回费/提款手赎费 Surrender charge |
退保费用 Surrender charge |
|
| 分期领款/利是钱/保证特别奖赏/教育基金 Coupon Payment/Lucky Money/Guaranteed Special Bonus/Education Fund |
可支取现金 Cash Coupons |
|
| 年金/特别年金 Special Annuity Payment |
保证年金金额 Guaranteed Annuity Payment |
|
| 满期保险金额/满期金额/期满价值/满期保障/退休金 Policy Maturity Benefit |
保单期满利益 Policy Maturity Benefit |
|
| 身故保险金/身故赔偿金/赔付金额/身故保障 Death Benefit |
身故赔偿 Death Benefit |
|
| 非保证保障奖赏 Terminal Dividend |
终期红利 Terminal Dividend |
|
| 缴费期 Premium payment term |
保费供款年期 Premium payment term |
|
| 非万用寿险 Non-universal Life Insurance |
保单户口内 In your Policy Account |
保单内 In your Policy / Policy value |
| 万用寿险 Universal Life Insurance |
保单价值/累积价值/帐户价值 Policy Value / Accumulation Value / Accumulated Value |
户口价值 Account Value |
| 利率/给付利率/息率/存入利率/存入年利率 Interest rate / Crediting Interest / Projected Crediting Rate |
派息率 Crediting Interest Rate |
|
| 退保费用 Withdrawal charge |
退保费用 Surrender Charge |
有关词彙的详细解释，请参阅保单规章及/或利益保障条款。