New Parents

 

Guaranteed Cash Coupons

 

Annuity Conversion Option

 

Multiple Potential Returns

 

Passing on Wealth

 

Contingent Insured

 

Up to 100% Premium Refund

 

3 Benefit Levels for Selection

 

Daily Hospital Income Benefit

 

Additional Hospital Income Benefits

 

Premium Waiver for Cancer Benefit

 

Double Potential Returns

 

Maturity benefit

 

Flexible Financial Management

 

Passing on wealth

 

Contingent insured

 

Guaranteed Cash Coupons

 

Annuity Conversion Option

 

Double Potential Returns

 

Passing on Wealth

 

Contingent Insured

 

Multiple potential returns

 

Terminal dividend management option

 

Flexible finaincial management

 

Passing on wealth

 

Premium holiday

 

Cover up to 176 disease conditions

 

Enhanced protection for the first 10 years

 

Up to 320% extra multiple protection

 

Comprehensive family protection

 

Cover qualified non-covered disease conditions

 

Cover up to 176 disease conditions

 

Cover qualified non-covered disease conditions

 

Substantial protection at affordable premiums

 

Guaranteed renewal every 5 years

 

Guaranteed conversion option

 

Hospital and Surgical Benefit

 

Outpatient Surgery Protection

 

Guaranteed Lifetime Renewal

 

Death Benefit

 

Optional Benefit

 

Critical Illness Benefit

 

Multiple Critical Illness Benefit

 

Special Disease Benefit

 

Protection until age 100

 

Combining Savings & Protection

 

Critical Illness Benefit

 

Special Disease Benefit

 

Life Protection

 

Cash Coupons

 

Terminal Dividend

 

Critical Illness Benefit

 

Special Disease Benefit

 

Annual Dividends

 

Maturity Benefit

 

Death Benefit

 

Critical Illness Benefit

 

Special Disease Benefit

 

Annual Dividends

 

Maturity Benefit

 

Death Benefit

 

Critical Illness Benefit

 

Special Disease Benefit

 

10-year Additional Protection

 

Terminal Dividend

 

Premium Waiver Benefit

 

Critical Illness Benefit

 

Female Disease Benefit

 

Combining Savings & Protection

 

Comprehensive Protection

 

Accidental Death Benefit

 

Accidental Total and Permanent Disability Benefit

 

Accidental Burn Benefit and Compassionate Death Benefit

 

International Emergency Assistance Service

 

No Lifetime Limit

 

Full Coverage for Most Benefits

 

Direct Billing Service

 

All-round Protection

 

No Claim Deductible Discount

 

Simplified Underwriting Procedures

 

Level Premium for Every 5-Year Period of Coverage

 

Life Protection

 

Policy Conversion Privilege Especially for You

Choice of multiple funds

Tax Deductible Voluntary Contributions

Diversified Services

Online Applications

Approved Retirement Schemese

Trustee

Administrator

Investment Manager